About Me
Hi, my name is Katrina, and an overwhelming number of tragedies have befallen me. I was seriously injured in a car accident with an uninsured driver, my husband was hurt on the job and our house sustained fire damage due to forest fires. As hard as all of those experiences were, we were saved by our practice of maintaining adequate insurance policies. Luckily, my husband had always invested time into finding the most coverage at the best prices, and as a result, we were able to get through those experiences with a minimum of financial loss and personal stress. You deserve the same, and this blog is designed to help you. It shows you how to protect yourself, your family and your assets with insurance.
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What Are Some of the Different Types of Business Insurance Policies You Can Purchase For Your Business?
Protecting your business with business insurance should be one of your top priorities. However, you should know that generally, you can't just purchase one single business insurance policy that will completely cover and protect you and your business. Although there are some business insurance policies that include various forms of coverage, you will probably need to invest in more than one type of policy if you want to be sure that your business is protected as well as possible.
The Benefits Of Public Liability Insurance
In a bid to increase profit margins, business owners will cut any unnecessary expenses. Unfortunately, some business owners might consider public liability coverage as an unnecessary expense. However, this mistake could make you liquidate your business. Public liability insurance covers businesses that suffer third party injury suits. For example, a customer visiting your premises could suffer injuries after falling down a slippery staircase. Below are several advantages of public liability insurance.
Do you know who will manage your care?
If you have a permanent disability and rely on the use of support services to achieve your life goals, then you will need to be familiar with the National Disability Insurance Scheme (NDIS). The NDIS supports hundreds of thousands of Australians and their families every day and ensures that they can enjoy an improved quality of life and maintain their independence.
How can the NDIS help you?
The NDIS is administered by the National Disability Insurance Agency; the scheme is intended to ensure that all of the agencies and individuals who wish to provide services to those with disabilities have complied with the legal requirements related to qualifications and experience.
3 Ways to Reduce Insurance Costs for a Logistics Truck Fleet
It is estimated that Australia's logistics market is expected to reach $187 billion by 2021. Therefore, if you have been thinking about venturing into the logistics business, then now is the best time to dive in. However, as with other industries, you need to observe the rules and regulations of the transport sector. Part of owning a business entails ensuring that your fleet of trucks is taken care of. Notably, the premiums you pay largely depend on various factors such as driver's age, experience and the condition of trucks, among other things.
Determining whether you need a civil contracting insurance
Before engaging anyone in a construction project, it is essential to make sure that they have the right permits and liability insurance. The process of building or remodelling involves a lot of risks, and as such, it cannot be left to chance. Civil contracting insurance covers the contractor and all their employees from various risks which are associated with their work. Some of the circumstances where this insurance coverage will be needed include the following.
5 types of business insurance that are a must have
From the first day you start a business as an entrepreneur, you expose yourself to a number of risks which makes it quite crucial to have in place the right business insurance. A catastrophic event or a single lawsuit may obliterate your business even before it has the opportunity to grow. Luckily, businesses can sign up for a number of business insurance types to steer clear of these risks. This article highlights five types of insurance that a business should have in place immediately.
3 Types of Insurance a Business Owner Should Consider
When you own a business then of course you need to maintain worker's compensation insurance, to protect your interests in case of an injury to your workers. You also need liability insurance for protection from civil claims filed by clients and customers. However, there are other types of business insurance that an owner should consider carrying, or which he or she might insist that certain workers carry themselves. Note the following.
Frequently Asked Commercial Insurance Broker Questions
No matter what type of business you own, you will need to have business insurance to ensure that you are fully protected in a number of different circumstances. If you're a small business owner who is just about to launch, don't limit yourself to simply buying liability insurance, because there are other events that could leave you with a huge bill. To help you understand what coverages you might need, here are the answers to some frequently asked commercial insurance questions.