Determining whether you need a civil contracting insurance

Before engaging anyone in a construction project, it is essential to make sure that they have the right permits and liability insurance. The process of building or remodelling involves a lot of risks, and as such, it cannot be left to chance. Civil contracting insurance covers the contractor and all their employees from various risks which are associated with their work. Some of the circumstances where this insurance coverage will be needed include the following. [Read More]

5 types of business insurance that are a must have

From the first day you start a business as an entrepreneur, you expose yourself to a number of risks which makes it quite crucial to have in place the right business insurance. A catastrophic event or a single lawsuit may obliterate your business even before it has the opportunity to grow. Luckily, businesses can sign up for a number of business insurance types to steer clear of these risks. This article highlights five types of insurance that a business should have in place immediately. [Read More]

3 Types of Insurance a Business Owner Should Consider

When you own a business then of course you need to maintain worker's compensation insurance, to protect your interests in case of an injury to your workers. You also need liability insurance for protection from civil claims filed by clients and customers. However, there are other types of business insurance that an owner should consider carrying, or which he or she might insist that certain workers carry themselves. Note the following. [Read More]

Frequently Asked Commercial Insurance Broker Questions

No matter what type of business you own, you will need to have business insurance to ensure that you are fully protected in a number of different circumstances. If you're a small business owner who is just about to launch, don't limit yourself to simply buying liability insurance, because there are other events that could leave you with a huge bill. To help you understand what coverages you might need, here are the answers to some frequently asked commercial insurance questions. [Read More]